The Ontario government has unveiled a landmark proposal to increase income-replacement benefits for workers injured on the job, marking the first such adjustment in nearly three decades. This initiative aims to provide greater financial security to those recovering from workplace injuries.
Key Changes to Benefit Structure
Under the proposed changes, the Workplace Safety and Insurance Board (WSIB) would raise Loss-of-Earnings (LOE) benefits from 85% to 95% of a worker's take-home pay. This significant boost is designed to help injured Ontarians focus on recovery without the added stress of financial hardship.
Support for Workers Over Age 65
In a move reflecting modern workforce trends, the proposal also includes updates to the Workplace Safety and Insurance Act. These changes would allow eligible workers who choose to work past age 65 to continue receiving LOE benefits, rather than losing them automatically at that age.
David Piccini, Minister of Labour, Immigration, Training and Skills Development, emphasized the government's commitment, stating, "No worker should have to worry about paying their bills while they recover from a workplace injury. By proposing the first increase to income replacement benefits in nearly 30 years, our government is helping ensure injured Ontarians can focus on getting better."
Industry and Statistical Backing
The proposal has garnered support from industry leaders, including Steve Chaplin, Senior Vice President of Health, Safety and Environment at EllisDon Corporation. He noted, "Workers should not be financially penalized as a result of being injured on the job. We support increasing Loss-of-Earnings benefits so injured workers can focus on recovery, while also ensuring those who choose to work past age 65 continue to access the support they need."
Statistics Canada data highlights the relevance of these changes, with approximately 444,000 Ontarians aged 65 and older remaining in the workforce in 2025, accounting for about 5.4% of the province's labour force. Since 2023, the average retirement age in Canada has exceeded 65, underscoring the need for updated policies.
Implementation and Impact
If passed, the proposed changes would apply to eligible workers on or after the date the legislation is proclaimed. This move is part of broader efforts to modernize Ontario's workplace safety framework and support the province's labor force.
The increase in benefits is expected to provide substantial relief to injured workers, ensuring they retain more of their income during recovery periods. This initiative reflects a proactive approach to addressing the evolving needs of Ontario's workforce.
