Canadian households can expect a series of federal tax rebate payments throughout 2026, with the first instalments arriving in the coming days. The Government of Canada has released the official payment schedule for key benefit programs, including the Goods and Services Tax (GST) credit, the Canada Child Benefit (CCB), and Old Age Security (OAS).
GST/HST Credit Payment Dates
The GST credit, also known as the harmonized sales tax credit, will be distributed on four specific dates in 2026: January 5, April 2, July 3, and October 5. The amount an individual or family receives is based on information submitted during the previous tax filing season.
For the benefit period spanning July 2025 to June 2026, the maximum annual amount is $533 for an eligible individual. A married or common-law couple could receive up to $698 combined. It is important to note that these payment amounts are recalculated every July based on the previous year's tax filings. This means the credit issued in July 2026 will reflect the income reported in tax returns filed in April 2026.
Monthly and Quarterly Benefit Schedules
Other major federal supports follow their own payment calendars. The Canada Child Benefit (CCB), a tax-free monthly payment to help with the costs of raising children under 18, begins its 2026 disbursements on January 20. Payments continue each month thereafter, with the amount primarily determined by a family's net income as reported to the Canada Revenue Agency (CRA).
For lower-income workers, the Canada Workers Benefit (CWB) will be paid out in three instalments this year. Eligible Canadians can expect payments on January 12, July 10, and October 9. For the 2025 tax year, qualifying individuals can receive up to $1,590 in total, while eligible families could get up to $2,739.
Support for Seniors: Old Age Security
Old Age Security (OAS) pensions are sent out monthly, with the first 2026 payment scheduled for January 28. Generally, Canadians aged 65 and older qualify for OAS. The payment amount is determined by how long an individual has lived in Canada after turning 18, regardless of their work history.
While Service Canada administers the payments, the benefit amount is calculated using information provided to the CRA. Most eligible Canadians are enrolled automatically, but those who have not received an enrollment letter within a month of their 64th birthday may need to apply directly.
Staying informed about these payment schedules helps Canadians budget effectively and ensures they receive the financial supports for which they are eligible. All benefit amounts are subject to change based on annual income reassessments and federal program adjustments.
