BoC Rate Hold to 2026: Variable Mortgage Outlook
The Bank of Canada signals a prolonged rate hold, stabilizing variable mortgages until late 2026. Learn how to navigate this period and prepare for potential future hikes.
Category : Search result: mortgage strategy
Canadian Mortgage Trends Reverse: 5-Year Rates Surge 21%
New data reveals a major shift in Canadian mortgage preferences. Interest in five-year terms jumps 21% while investment property quotes crash to just 2%. Explore what this means for buyers and homeowners.
Canadian Mortgage Rates Climb Before New Year
Canadian mortgage rates increased this week, reversing a period of stability. Expert Robert McLister analyzes the uptick and forecasts a quiet period into January, barring bond market surprises.
Borrowers Gain Leverage in 2026 Mortgage Renewal Wave
A major wave of mortgage renewals in 2026 will shift power to Canadian borrowers. Experts predict lenders will offer better rates and perks to retain clients. Learn what this means for your renewal strategy.
Russia Welcomes Trump's National Security Strategy
The Kremlin has expressed rare approval of a U.S. national security document, aligning with its vision on NATO and global influence. Explore the shifting geopolitical dynamics.
DOJ Fails to Re-Indict NY AG Letitia James
The Justice Department failed to secure a new indictment against New York AG Letitia James after a judge dismissed a prior case. Learn the latest on this politically charged legal saga.
CIBC Slashes 1-Year Fixed Mortgage Rate to 4.74%
CIBC offers Canada's lowest uninsured one-year fixed mortgage rate at 4.74%. Analysts warn of potential rate volatility ahead of key central bank announcements this week.
Vancouver mortgage broker fined for forging document
A Vancouver mortgage broker created a fake document to cover a mistake, leading to a fine and suspension. Read the regulator's full findings and the consequences.
Variable Mortgage Surge: Risks vs Savings
Canadian homeowners are flocking to variable-rate mortgages despite potential rate hikes. Expert analysis reveals whether the upfront savings justify the financial risk in today's uncertain economy.
Canadian Mortgage Rates Flat, No Big Moves Until 2026
Canadian mortgage rates remain stable with no significant changes expected until next year. Borrowers are favoring shorter-term fixed and variable rates. Get the latest rate updates and analysis.
Housing Crisis Hits Smaller Ontario Cities: Fraser Institute
New Fraser Institute research reveals Ontario's housing affordability crisis now impacts smaller communities like Brantford, where mortgage payments consume over 70% of family income.
Canadian non-mortgage debt delinquencies rise in Q3 2025
Equifax Canada reports increasing non-mortgage debt payment delinquencies in Q3 2025 as financial pressures mount for Canadian consumers. Learn about the concerning trend.
Canadian consumer debt reaches $2.6 trillion on mortgages
Canadian consumer debt surged to $2.6 trillion primarily due to increased mortgage borrowing. Learn how this impacts household finances and the broader economy.
Canadians Take on More Credit Amid Lower Interest Rates
TransUnion reports Canadian consumer debt reached $2.6 trillion in Q3 2025 as mortgage churn increases and economic disparities widen across provinces.
Canadian Mortgage Affordability Shows Surprising Gains
New data reveals mortgage affordability in Canada has significantly improved since 2022, with debt service ratios dropping from 42% to 32%. Discover how this impacts homebuyers.
Variable-Rate Mortgage Savings May Be Ending
Markets now predict only 33% chance of another Bank of Canada rate cut in 2026 as bond yields spike. Learn how this affects mortgage rates and home affordability.
Halifax mortgage costs exceed 50% of income
A Fraser Institute report reveals Halifax families now spend over half their after-tax income on mortgage payments for a typical home. Discover the housing affordability crisis details.
Saskatchewan expands homelessness strategy with $20M
Saskatchewan announces $20 million expansion to homelessness strategy. Learn how this funding will address housing crisis and support vulnerable populations across the province.
Canada's Trade Strategy: Too Many Staff in US Markets
Expert analysis reveals Canada maintains 150+ trade staff in US despite urgent need to diversify markets. Learn why this resource allocation may hinder trade growth.
Mortgage delinquency rate falls first time in 3 years
Canada's mortgage delinquency rate declines for the first time since 2022, signaling potential relief for homeowners amid economic pressures. Learn what this means for the housing market.
Target sales drop again, adds $1B to store investment
Target reports another quarterly sales decline while committing an additional US$1 billion to modernize its retail stores. Discover the retailer's strategic response.
Suspended BC real estate agent's troubled history
A suspended BC real estate agent faces multiple controversies including mortgage defaults, unpaid taxes, and connections to criminal activity. Learn the full story.
Saskatoon Mayor Advocates for Long-Term Budget Strategy
Saskatoon Mayor Cynthia Block emphasizes taking the long view in city planning, warning against short-term savings that could cost more later. Learn about her vision for sustainable urban development.
Scotiabank executive reshuffle follows Canadian layoffs
Bank of Nova Scotia announces major executive changes, moving chief risk officer Phil Thomas to chief strategy role weeks after initiating Canadian layoffs.
Fed's Lisa Cook Denies Mortgage Fraud Allegations
Federal Reserve Governor Lisa Cook's lawyers dispute mortgage fraud claims in letter to Attorney General. Trump seeks first-ever removal of Fed governor in 112-year history.
Calgary Council Advances Blanket Rezoning Repeal
Calgary city council takes first step toward repealing controversial blanket rezoning policy. Final debate and vote scheduled for December 15 meeting. Learn what's next.
Province's Strategy for Rising Electricity Demands
Independent electricity operator Beverly Nollert discusses how one province is preparing for decades of energy growth driven by AI proliferation and increasing demands.
Sweden Shares Defence Strategy Beyond Fighter Jets
Sweden offers Canada comprehensive defence insights including civilian protection strategies and infrastructure resilience. Learn how Swedish approaches could shape Canadian security policy.
GOP Denies Affordability Crisis After Election Losses
Trump's Republican Party faces election losses while insisting no affordability crisis exists. Analysis of political strategy and voter concerns in current economic climate.
Oilers' Strategic Player Moves Show Promise
Edmonton Oilers' calculated approach to player development and roster management begins yielding results. Analysis of recent performances and strategic decisions shaping team's future.
Page 1 of 4