BoC Rate Hold to 2026: Variable Mortgage Outlook
The Bank of Canada signals a prolonged rate hold, stabilizing variable mortgages until late 2026. Learn how to navigate this period and prepare for potential future hikes.
Category : Search result: fiveyear mortgage
Canadian Mortgage Trends Reverse: 5-Year Rates Surge 21%
New data reveals a major shift in Canadian mortgage preferences. Interest in five-year terms jumps 21% while investment property quotes crash to just 2%. Explore what this means for buyers and homeowners.
Canadian Mortgage Rates Climb Before New Year
Canadian mortgage rates increased this week, reversing a period of stability. Expert Robert McLister analyzes the uptick and forecasts a quiet period into January, barring bond market surprises.
Borrowers Gain Leverage in 2026 Mortgage Renewal Wave
A major wave of mortgage renewals in 2026 will shift power to Canadian borrowers. Experts predict lenders will offer better rates and perks to retain clients. Learn what this means for your renewal strategy.
DOJ Fails to Re-Indict NY AG Letitia James
The Justice Department failed to secure a new indictment against New York AG Letitia James after a judge dismissed a prior case. Learn the latest on this politically charged legal saga.
CIBC Slashes 1-Year Fixed Mortgage Rate to 4.74%
CIBC offers Canada's lowest uninsured one-year fixed mortgage rate at 4.74%. Analysts warn of potential rate volatility ahead of key central bank announcements this week.
Vancouver mortgage broker fined for forging document
A Vancouver mortgage broker created a fake document to cover a mistake, leading to a fine and suspension. Read the regulator's full findings and the consequences.
Variable Mortgage Surge: Risks vs Savings
Canadian homeowners are flocking to variable-rate mortgages despite potential rate hikes. Expert analysis reveals whether the upfront savings justify the financial risk in today's uncertain economy.
Canadian Mortgage Rates Flat, No Big Moves Until 2026
Canadian mortgage rates remain stable with no significant changes expected until next year. Borrowers are favoring shorter-term fixed and variable rates. Get the latest rate updates and analysis.
Housing Crisis Hits Smaller Ontario Cities: Fraser Institute
New Fraser Institute research reveals Ontario's housing affordability crisis now impacts smaller communities like Brantford, where mortgage payments consume over 70% of family income.
Canadian non-mortgage debt delinquencies rise in Q3 2025
Equifax Canada reports increasing non-mortgage debt payment delinquencies in Q3 2025 as financial pressures mount for Canadian consumers. Learn about the concerning trend.
Canadian consumer debt reaches $2.6 trillion on mortgages
Canadian consumer debt surged to $2.6 trillion primarily due to increased mortgage borrowing. Learn how this impacts household finances and the broader economy.
Canadians Take on More Credit Amid Lower Interest Rates
TransUnion reports Canadian consumer debt reached $2.6 trillion in Q3 2025 as mortgage churn increases and economic disparities widen across provinces.
Canadian Mortgage Affordability Shows Surprising Gains
New data reveals mortgage affordability in Canada has significantly improved since 2022, with debt service ratios dropping from 42% to 32%. Discover how this impacts homebuyers.
Variable-Rate Mortgage Savings May Be Ending
Markets now predict only 33% chance of another Bank of Canada rate cut in 2026 as bond yields spike. Learn how this affects mortgage rates and home affordability.
Halifax mortgage costs exceed 50% of income
A Fraser Institute report reveals Halifax families now spend over half their after-tax income on mortgage payments for a typical home. Discover the housing affordability crisis details.
Mortgage delinquency rate falls first time in 3 years
Canada's mortgage delinquency rate declines for the first time since 2022, signaling potential relief for homeowners amid economic pressures. Learn what this means for the housing market.
Suspended BC real estate agent's troubled history
A suspended BC real estate agent faces multiple controversies including mortgage defaults, unpaid taxes, and connections to criminal activity. Learn the full story.
Fed's Lisa Cook Denies Mortgage Fraud Allegations
Federal Reserve Governor Lisa Cook's lawyers dispute mortgage fraud claims in letter to Attorney General. Trump seeks first-ever removal of Fed governor in 112-year history.
Trump's 50-Year Mortgage Plan: What It Means
U.S. President Donald Trump's proposal for 50-year mortgages could lower monthly payments but dramatically increase total interest costs. Explore the implications and how Canada uses similar tools.
Trump's 50-Year Mortgages Criticized by Experts
Donald Trump's proposal for 50-year mortgages faces industry criticism as experts warn it provides minimal cost relief while significantly increasing long-term interest payments and delaying equity building for homeowners.
Why Canadians Shouldn't Want 50-Year Mortgages
Americans may soon access 50-year mortgages, but Canadians should understand the hidden costs: higher rates and hefty fees. Learn why our system offers better value.
Federal Budget: Tax Relief for Canadian Homebuyers
Discover how Canada's federal budget offers 30-year mortgage amortizations for first-time buyers and new tax measures to boost housing affordability across the nation.
Toronto Home Sales & Prices Drop Amid Economic Uncertainty
Toronto's real estate market faces significant headwinds as home sales and prices decline. Discover how economic uncertainty is reshaping Canada's largest housing market and what it means for buyers and sellers.
Bank loses mortgage claim after internal error
A major Canadian bank's technical glitch proves costly as BC court rules internal error prevents mortgage payout recovery in precedent-setting case.
Canadian Household Credit Strain Reaches Critical Levels
New data reveals Canadian households are increasingly struggling with credit payments as economic pressures mount. Delinquency rates climb while borrowing slows dramatically.
Canadian Real Estate Revival: Stable Rates Fuel Market Optimism
With interest rates stabilizing at manageable levels, Canada's real estate market shows promising signs of recovery. Discover how this new financial landscape is creating opportunities for buyers and sellers across the housing sector.
Variable Mortgage Holders Get Rate Cut Relief
Canadian homeowners with variable-rate mortgages are celebrating as the Bank of Canada's recent rate cut brings significant payment reductions. Discover how this decision impacts monthly budgets and what it means for the housing market.
Canadian Home Sales Break 4-Month Growth Streak
Canada's housing market shows cooling signs as national home sales decline 1.9% month-over-month, breaking a four-month growth streak despite year-over-year gains and regional variations.
Westboro Mortgage Fund Wins 2025 Canadian Hedge Fund Award
Ottawa-based Westboro Mortgage Investment Fund earns prestigious industry recognition, showcasing excellence in Canadian alternative lending and investment management.
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