A Halifax couple, 55 and 54, with a $2.75 million portfolio aims for early retirement. A financial expert assesses if their savings can sustain a $140K-$150K annual income and when to claim CPP and OAS.
Discover tax-efficient ways to convert RRSP to RRIF while still working. Learn about behavioral spending psychology and retirement income planning strategies for Canadians.
The CRA is demanding repayment of COVID benefits from a deceased taxpayer's estate, raising questions about policy fairness. Learn how RRSP values triggered this clawback and what it means for seniors.
Converting your RRSP to a RRIF involves crucial psychological and strategic planning beyond simple finances. Learn key considerations for a smooth retirement transition.
As speculation grows about Mark Carney's political future, experts reveal five crucial tax changes that could revolutionize Canada's economy and restore fairness for middle-class families.
Feeling anxious about your retirement savings? Discover proven financial strategies to boost your nest egg, even if you're starting late. Learn how to maximize contributions, leverage tax advantages, and create a realistic retirement plan that works.